No hidden surprises

How Bully works

Energy is the fiddliest one, so we'll use it to show our workings — the same four steps run for car and home insurance, broadband and mobile. Where you live, what you use and how you pay all change the price.

Bully reckons"Loyalty discount"? Aye, dead on. Bully's not buying it.

Bully, exactly

What Bully does — and what he doesn't

BILLOCKS is the service. Bully is the assistant doing the reading, the sums and the typing.

  1. 1He reads your bill or renewal letter — a photo of any page will do.
  2. 2He pulls out the bits that matter: supplier, deal, usage, standing charge, renewal date.
  3. 3He compares where you stand now against the deals you could actually get.
  4. 4He tells you the potential saving, and says so plainly when there isn't one.
  5. 5For supported suppliers — the ones whose real application we've checked ourselves — he can help fill in that supplier's own form.
  6. 6You read every answer over before anything goes anywhere.
  7. 7You submit or authorise the switch yourself. Nothing changes until you say so.

Bully never pretends to be you, and he never switches anything on your behalf. Where a supplier isn't supported, he hands you the numbers and a link so you can do it yourself.

How we do the maths

  1. 1

    We start with where you live

    Your postcode tells us which suppliers can serve you and, for gas, whether you're on the Greater Belfast & West network or Ten Towns. If a supplier can't reach your address, you'll never see them in your results.

    “No point showing you a deal that stops at the end of the road.”

  2. 2

    Your bill, or just a rough idea

    Send us your latest bill and we'll pull out your supplier, deal and usage — or tell us roughly what you use and we'll work with that. Not sure? That's okay, we'll use a typical NI home to get you started.

    “Photo of a crumpled bill from the kitchen drawer? Grand, send it on.”

  3. 3

    We do the complicated bit

    Standing charges, day and night rates, discounts, welcome credits — all of it goes in, so you get one honest yearly figure. We also show what it costs once the introductory offers run out, because that matters too.

    “Year one looks lovely on the ads. We show you year two as well.”

  4. 4

    We order deals by price, nothing else

    The cheapest deal for you goes at the top, full stop. Nothing else — not branding, not buzzwords — changes the order. Every price links back to a dated tariff version so you can check it yourself.

    “Nobody's buying their way to the top spot here.”

What we promise you

  • You'll never see a deal you can't actually get at your address.
  • No hidden standing charges — we always show the full yearly cost.
  • We use your real usage whenever you give it to us.
  • We'll always tell you when a deal is a regulated one.
  • There's no obligation to switch. You stay in control.
  • We keep old prices on file, so you can check our sums months later.

Worst case, we tell you you're already on a good deal. Best case, you're a few hundred quid up on your old supplier.

Who does what, and who pays us

The whole chain, in order, with nothing left out.

  1. 1

    You tell us what you've got

    Type it, snap a photo of the bill, or email it to your own filing address.

  2. 2

    We compare what's available

    Against the whole market for your address, using published rates we keep on file with the date and source.

  3. 3

    You see the options and the real cost

    Full yearly cost, standing charges included, with the sums shown.

  4. 4

    You choose

    Or you don't. Staying put is a perfectly good answer and we'll tell you when it's the right one.

  5. 5

    You approve sharing your details

    Explicitly, for that provider and that deal. Nothing about you moves before this point.

  6. 6

    The provider receives your information

    From then on they're responsible for it, under their own privacy notice.

  7. 7

    The provider completes the application

    We follow it through and keep you posted until it's done.

  8. 8

    We may receive a commission

    Some providers pay us when an application completes. It never changes the order deals are shown in, and you never pay us anything.

The detail sits on how we make money and who we share your data with.

Bully can handle the boring bits

Found a better deal? Where the supplier is supported, Bully fills their form in — you read it over and press send.

What Bully does, exactly →
Cut the BILLOCKS